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We provide consulting services in the area of online payments based on several years of experience in the payments industry working with and for merchants, PSPs, Acquirers and Card Schemes.

Do you need an experienced Payment Consultant?


Payment universe is your trusted partner in payments consulting services

With several years of experience working for different merchants we understand the payment landscape and the challenges related to it in different industries such as retail, digital and airline ones. We can help you with different payment related topics such as selection of payment service providers, establishing new processes, payment  technical optimizations, checkout optimizations and more.

Throughout the years our payment experts have been discussing and collaborating with issuers for various payment related topics involving merchants, acquirers and Payment service provider relationships. With comprehensive knowledge of the payment ecosystem we can help you to understand more on how to build and optimize your processes when it comes to payment acceptance and customer experience.

With industry knowledge about payment services providers and acquirers based on several years of experience in working for and with major ones, our experts can help you to boost your teams knowledge and assist you with key projects and initiatives in the areas of Product Management, Risk Management,Processes Optimization, Regulations and card schemes mandates


Our services

With several years of experience in the payments industry working with merchants, PSPs, Acquirers and Card Schemes, our team of professional payment experts are ready to assist you with the most challenging issues.


We help you to understand at 360 degrees what is 3DS2 and how to successfully implement it.

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Improve your business and organization processes for your payments and risk structures.

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Receive assistance to maximize your business revenues and optimize your payment processes.

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Extensive knowledge of risk management tools and fraud mitigation policies

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Deep payment KPIs analysis with market insights boost your sales to accept more customers.

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Streamline acquirer and PSPs integration process to get ready for smooth and quick go-lives.

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Our 3DS2 SCA Packages

PSD2 and 3DS2 are currently key topics in the payment industry. In order to get successfully and smoothly ready we offer specific SCA service packages.

    • free
    • Starter

      • 3DS-SCA Overview
      • Implementation tips
      • Best Practice Guide
      Download Now
    • Practitioner

      • 3SD - SCA overview
      • Questionnaire to map out the current situation
      • Customized Implementation Framework
      Go to Questionnaire
    • SCA in a BOX

      • Workshop
      • 3DS2 customized strategy
      • Exemption Strategy
      • 3DS strategy per market
      • End and End successful implementation
      • Setup Performance Monitoring
      Get a Quote
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