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We provide payment consulting services in the area of online payments based on several years of experience working with and for Merchants, Payment Servicer Providers, Vendors,  Issuers, Card Schemes and Fintechs.

Are you a merchant looking to payment performance optimization? Take a look at our Payment Manager service.


Payment Consulting Services

With several years of experience in the payments industry working with merchants, PSPs, Acquirers and Card Schemes, our team of professional payment experts are ready to assist you with the most challenging issues.


We support merchants with dedicated payment consulting about Conversion optimization, fraud prevention, PSD2 SCA & 3DS2 mitigation strategies.

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We support PSPs with payment consulting & Interim Management for PSD2 SCA, New Payment Features, Data Analytics, Research & Sales Strategy.

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We support banks and issuers with Open Banking, PSD2 SCA Authentication, Risk and Fraud, Issuing Products and Digital Wallets.

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We support Fintech businesses with dedicated payment consulting about Issuing, PSD2 Open Banking, Digital Wallets and Sales strategies.

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We support Risk Providers with dedicated payment consulting about fraud prevention & SCA products, customer authentication solutions and market strategies.

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Payment Strategic Consulting

Payment universe is your trusted partner in payments consulting services

With several years of experience working for different merchants we understand the payment landscape and the challenges related to it in different industries such as retail, digital and airline ones. We can help you with different payment related topics such as selection of payment service providers, establishing new processes, payment  technical optimizations, checkout optimizations and more.

Throughout the years our payment experts have been discussing and collaborating with issuers for various payment related topics involving merchants, acquirers and Payment service provider relationships. With comprehensive knowledge of the payment ecosystem we can help you to understand more on how to build and optimize your processes when it comes to payment acceptance and customer experience.

With industry knowledge about payment services providers and acquirers based on several years of experience in working for and with major ones, our experts can help you to boost your teams knowledge and assist you with key projects and initiatives in the areas of Product Management, Risk Management,Processes Optimization, Regulations and card schemes mandates


Our Service Packages for Merchants

Successfully prooven frameworks for payment optmizations and technical implementations.

    • Your Payment Manager

      • Monthly KPI Reporting
      • Industry Benchmarking
      • Risk Management Insights
      • Payment & check-out issues analysis
      • New Payment Method implementations
      • Payment integration and support
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    • Payment setup check-up

      • Workshop
      • 3DS2 customized strategy
      • Exemption Strategy
      • 3DS strategy per market
      • End and End successful implementation
      • Setup Performance Monitoring
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Market Expertise

We have worked with

Payment-Universe Blog

Our Latest Payment and Risk Management Insights