EBA recently provided a clarification on the usage of tokenized card data as possession element for SCA. While physical card details are not considered as a valid element, EBA recently clarifies that tokenized card data may constitute a valid possession element for Strong Customer Authentication. Tokenization is the process of protecting sensitive data (Card Data) by replacing […]

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There has been a lot of talks and discussions around PSD2 during the last years and a lot of attention has been paid to what are the best ways to minimize SCA friction, the number of challenges that will be presented to cardholders in order to complete payments and how to maximize Risk-Based Authentication (RBA). […]

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